At American Claims Defense (ACD), we specialize in helping property owners navigate the complex and often frustrating world of insurance claims. Whether you’re dealing with fire, water, storm, or structural damage, we step in as your personal claims advocate—fighting to secure the maximum payout you’re rightfully owed.
At American Claims Defense (ACD), we specialize in helping property owners navigate the complex and often frustrating world of insurance claims. Whether you’re dealing with fire, water, storm, or structural damage, we step in as your personal claims advocate—fighting to secure the maximum payout you’re rightfully owed.
From initial inspections to final settlement checks, ACD handles every stage of the claims process—so you don’t have to. Below is a breakdown of our core services:
We begin with a no-obligation review of your damage and policy to determine if you have a valid claim and how we can help maximize your recovery.
We document every detail using industry-standard methods—photos, videos, written reports—to create a solid foundation for your claim.
Insurance policies are complex. We simplify them. Our team breaks down the fine print so you know exactly what coverage you’re entitled to.
Trusted by hundreds of homeowners and business owners across the U.S.
Transparent process with no upfront fees
Personalized support from real people who care
Millions recovered for our clients
A public adjuster reviews the policyholder's insurance coverage and assesses the claim potential.
Thorough on-site inspections are conducted to evaluate property damage.
Adjusters analyze the policy line by line, interpreting limits, exclusions, endorsements, and obligations.
Our adjusters prepare and submit all required paperwork on behalf of the policyholder, ensuring the claim is presented accurately.
Using specialized software, our adjusters generate detailed repair and replacement estimates to show the full cost of the loss.
Our experts handle all communications with the insurer, pushing back on undervalued offers and leveraging policy knowledge and evidence
If new damage is discovered or an underpayment occurred, public adjusters can reopen closed claims.
If a claim is wrongfully denied, our experts build a case, and challenge the decision through formal appeal processes or negotiation.
Our adjusters may invoke the appraisal clause, selecting an impartial third-party (umpire) to resolve the dispute.
Public adjusters may assist during insurance mediation or work alongside attorneys in complex cases.
For businesses or homeowners displaced by damage, adjusters calculate lost income or additional living expenses.
From the moment damage occurs until the final check is received, public adjusters manage every aspect of the process—saving the client time, stress, and costly mistakes.
With decades of experience inside the insurance industry, we know how to navigate the red tape, challenge lowball offers, and ensure your claim is handled thoroughly and fairly.
5709 Suntech Drive, Ocean Springs MS 39564
