Experience. Advocacy. Restoration. On Your Side.

Your Partner in Fair Insurance Settlements

We blend compassion with precision. Our team is relentless in pursuing fair compensation so you can rebuild with peace of mind and clarity.

In Claims Recovered
0 M+
Successfully Settled Claims
0 +
Years of Experience
0 +
Client Satisfaction Rate
0 %

ABOUT US

Get What You Deserve After a Loss

Insurance companies don’t always play fair—but we do. ACD levels the playing field to make sure your policy works for you, not against you.

ACD ensures you’re not underpaid or overlooked. We fight for the full settlement you’re owed.

Roy T. O´Bryant

CEO, American Claims Defense

Our Vision

To lead with trust and compassion to support policyholders and restore peace of mind.

Our Mission

To advocate for policyholders with integrity and care—simplifying claims, securing fair settlements, and restoring peace of mind.

Our Value

We do what’s right—always. Transparency and honesty guide every decision.aque debitis congue excepteur excepturi tempor.

Our Services

Our Service Categories

Claim Consultation & Policy Review

Free inspections and policy analysis to determine if a claim is viable

Commercial & Residential Claim Representation

Full-service handling for homes, condos, and business property losses

Insurance Appraisal & Umpiring Services

Independent appraisals and umpire coordination for claim disputes

Expert Witness & Mediation

Professional representation in negotiations, mediations, or court – backed by industry expertise

Loss Estimating & Scoping

Detailed, contractor-grade estimates to capture full damage scope

Hurricane, Storm & Wind Damage Claims

Specialized support for storm-related property damage & negotiations

Fire & Smoke Damage Claims

Focused advocacy for fire and smoke loss settlements

Water, Flood & Sewage Backup Claims

Navigating coverage for leaks, floods, and sewage-related losses

WHY CHOOSE US

You Deserve More Than Just a Payout—You Deserve Peace of Mind.

With decades of experience inside the insurance industry, we know how to navigate the red tape, challenge lowball offers, and ensure your claim is handled thoroughly and fairly.

Have A Question

(228) 290-2975

TESTIMONIALS

What Our Client's Say

ACD made the process so easy. They handled everything and got us more than we expected.”

James T.

Client, Homeowner

“Professional, fast, and always on our side. I’d recommend them to anyone dealing with a claim.”

Samantha L.

Client, Business Owner

“We were overwhelmed after the storm, but ACD took care of us. Total peace of mind and in such a timely manner.”

Alfred Roman

Client, Property Manager

RECENT ARTICLES

Latest News & Articles

Our News & Articles section delivers expert analysis, trend updates, and practical advice on insurance claims, restoration tips, and homeowner rights.